Tuesday, 3 July 2018

Viva Network - Financial Solutions 4.0


If you don’t know what a leveraged financial product is and are falling asleep thinking about reading what they might be, wake up! I will keep it short and sweet (kinda) and explain why these crazy Wall Street contraptions absolutely DO affect you, no matter who you are.

If you’ve seen The Big Short, then you’ve been exposed to the concept of leveraged financial products. It’s what Steve Carell’s character is discussing with an arrogant jackass in this scene. There are a number of reasons that the world economy was brought to its knees in 2008, and we’ll revisit the topic in future “Why Viva” articles, but leveraged products led the charge.

Put not-so-simply, a leveraged financial product is any type of investment vehicle that gives a trader/investor greater “exposure” (read: RISK) to the underlying instrument without having to allocate additional money.

"An example in English: let’s say someone wants to buy 500 shares of Microsoft stock but only has money for 100 shares. An opportunistic investment bank steps into the picture and says,
“Pssst, hey buddy. I’ve got something you can buy that costs the same as 100 shares of Microsoft, but it will go up FIVE TIMES more than the actual Microsoft stock. It’s TOTALLY just like having 500 shares of Microsoft stock!”.
The “something” that the banker is talking about here would be a leveraged financial product. The product is leveraging the underlying asset (Microsoft stock) by 5 times, meaning that for every $1 that Microsoft stock moves, up or down, the leveraged product will move $5 in the same direction."

Let's talk about decentralized finance and the benefits of the system.

Viva is an innovative financial technology company that introduces large-scale decentralized mortgage financing to the world. The Viva platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trust-less ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.

Viva enables the free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.

The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.

Crowdfunding mortgages on the blockchain


  • Viva uses a proprietary, smart contract powered, crowdlending technology that will enable homebuyers to obtain fiat-currency home loans.
  • Borderless & decentralized home loan financing will eliminate the need to rely on middlemen like banks and other financial intermediaries.
  • Viva creates a free market in the mortgage industry - reducing inefficiencies and allowing more affordable homeownership.
  • For the first time, Viva will allow accredited private investors to own highly profitable, asset-backed Fractionalized Mortgage Shares (FMS).
  • Also featuring innovative applications, designed to improve the current & outdated Property Appraisal and Credit Scoring processes.

The revolution of mortgage financing is here.

Viva is an innovative financial technology company that introduces large-scale decentralized mortgage financing to the world. The Viva platform will utilize smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trust-less ecosystem. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.

Viva enables the free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value.

The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs: in the past.


Viva has appeared on a variety of news sites such as ccn.tokyo; investopedia; royalgazette; coinschedule ... the evidence that they actually interacted. There are also MVP products as well as Android phone apps, which are being developed for iOs.

- You can experience MVP HERE
- You can download the android application HERE

ICO token sale

If you are interested in the project, the next information will make you happy. Now if you join the investment with Viva you will receive a bonus up to 30%.


Viva Network is not a fan of those bank games. Viva’s platform will connect mortgage borrowers with lenders of all sizes from all around the world so that they can conduct crowdsourced mortgage transactions at more favorable rates, with lower associated costs, in less time. It’s simple. It’s transparent. Everyone wins. Well, not the banks, but they’ve done enough winning for a bit. And Viva will NEVER create leveraged products or anything like them. One of our core beliefs here at Viva is “don’t introduce huge systemic risk to the world economy”. Call us crazy, but we think that’s a catchy slogan and a pretty solid idea. Well, a solid idea, anyway.

More infomation:

Website: http://www.vivanetwork.org/

Whitepaper: http://www.vivanetwork.org/pdf/whitepaper.pdf

Facebook: https://www.facebook.com/VivaNetworkOfficial/

Twitter: https://twitter.com/TheVivaNetwork

Telegram: http://t.me/Wearethevivanetwork

ANN thread: https://bitcointalk.org/index.php?topic=3430485.0;all

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Success comes from ideas, starting with enthusiastic people and flying high by the whole community

Author by: Hoangvuhk3110

Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=1805177

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1 comment:

  1. Thank you "brother" for the content :))I've been searching for it since the news started, so good :) My group was involved very much. Hope to get x3 up. Haha

    ReplyDelete